Getting pre-qualified isn't just living by the Boy Scout motto, "be prepared". True, you may uncover problems with your credit in plenty of time to fix them. You might discover that you can afford more (or less) house then you think. The most important reason to be pre-qualified is to support your offer in the eyes of the Seller. A good Seller's Agent will advise his Client to accept the best offer. Which is from the most qualified Buyer, and not just the highest bidder. Your offer will be given more consideration if it includes a Pre-qualification Letter that confirms your ability to complete the transaction.

Click here to "be prepared"

Go ahead, it's painless!